The operating fabric for India’s lending ecosystem.
An operating system for every player — lenders, BCs, LSPs, DSAs, verifiers, valuers and collection agencies — woven together on one platform, one identity layer and one partnership marketplace. Configured to your credit policy, not the other way around.
- 7
- Operating systems
- 8
- Module stacks
- 40+
- Lending modules
- RBI
- Compliance-first
An OS for every seat at the lending table
The same platform, composed differently for each participant in India's lending ecosystem — with one shared identity layer underneath.
Lender OS
The complete stack for NBFCs and banks — origination, LMS, collections, GL accounting, HR and regulatory analytics in one system.
ExploreFOR BCsBc OS
Business correspondent operations end to end: sourcing, servicing, BC receivables and co-lending settlement with partner banks.
ExploreFOR LSPsLsp OS
Run a compliant loan service provider operation — multi-lender distribution with the RBI digital-lending guardrails built in.
ExploreFOR DSAsDsa OS
A real operating system for DSA businesses — leads, files, lender submissions, payouts and team management in one login.
ExploreFOR VERIFIERSVerify OS
Verification operations for FI-PD and document-check agencies — work orders, geo evidence, TATs and billing.
ExploreFOR VALUERSValuation OS
Property and vehicle valuation operations — inspections, asset templates and lender-ready reports.
ExploreFOR AGENCIESCollect OS
Collection agency operations — allocation, tele and field workflows, DCRs and per-principal billing.
ExploreAI with receipts, at three layers
Agents inside the lending workflow, agents that configure the platform, and agents that build it — all auditable by design.
Agentic Lending
AI document extraction live in production; lead chat, call transcription and field voice agents in development.
ExploreAgentic Configuration
Describe your credit policy in natural language; an agent configures the tenant over MCP — maker-checker intact.
ExploreAgentic Engineering
How Fingrid is built: spec-driven development with agent pipelines and provenance on every change.
ExploreEight stacks. One lifecycle.
Every stack is deep enough to replace a point product, and connected enough that data entered once flows all the way to the GL.
Marketing
Campaigns, lead capture and attribution feeding straight into your sales pipeline.
ExploreSales & Channels
Field, tele, branch, DSA and BC channels with targets, incentives and partner payouts.
ExploreLoan Origination
File login to disbursement — CAM, verification, FI-PD, underwriting and rule engine.
ExploreLoan Management
Accounts, repayments, collateral, NPA & DPD, FLDG and co-lending operations.
ExploreCollections & Recovery
Digital, tele and field collections through to legal action and recovery.
ExploreFinance & Accounting
Dimensional GL, GST, TDS and the NBFC compliance suite.
ExploreHR & Payroll
Employees, leave and statutory payroll for lending teams.
ExploreAnalytics & Reports
MD dashboards to bureau reporting — the numbers your board and RBI both ask for.
ExploreApply once. Partner everywhere.
On Fingrid Connect, lenders publish partnership programs — product, geography, requirements — and DSAs, LSPs and BCs apply once to be matched across all of them, on one shared identity. Fingrid OneKey opens the same rails through APIs: integrate once, transact with every connected counterparty.
- 1
- Application, many lenders 01
- 1
- Canonical identity per company 02
- 0
- Duplicate onboarding 03
Configured for how India actually lends
Product playbooks that bundle the right modules, workflows and integrations for each asset class.
Two-Wheeler Finance
Dealer-led origination, multi-lender flows and same-day disbursement.
ExploreHome Loan
Stage disbursement, APF, legal-technical verification and long-tenor servicing.
ExploreUsed Car Finance
Valuation-led underwriting with dealer and refinance journeys.
ExploreMSME Lending
Banking, bureau and GST-based assessment for India's small businesses.
ExploreCo-lending
CLM-2 operations: 80/20 splits, dual GLs and partner settlement, automated.
ExploreEnterprise plumbing, product-team speed
The layer underneath every OS — configuration, deployment, security and integrations.
Configuration Studio
Workflow, rule, task and parameter engines — change credit policy without a release.
ExploreDeployment & Onboarding
Branded, isolated tenant go-lives measured in weeks, not quarters.
ExploreArchitecture & Security
Multi-tenancy, Indian data residency and DPDP-ready controls.
ExploreIntegrations
Bureaus, KYC, eNACH, payments and lender APIs — pre-wired.
ExploreSee Fingrid on your own lending book.
A working demo configured to your products, hierarchy and credit policy — not a slide deck.