From file login to disbursement, without the gaps.
The origination stack is where credit decisions get made — file login, appraisal, verification, field credit, underwriting and disbursement as one connected journey, with the rule engine enforcing policy at every gate.
Modules
File Login
Formal file entry with checklists, dedup and login fees.
ExploreCredit Appraisal (CAM)
The credit assessment memo, assembled from evidence.
ExploreVerification
KYC, document and reference verification workflows.
ExploreField Credit / FI-PD
Field investigation and personal discussion with geo-evidence.
ExploreUnderwriting & Rule Engine
Policy-driven decisioning with deviation governance.
ExploreDisbursement
Sanction to money movement, with every pre-condition gated.
ExploreCustomer 360
Everything you know about a customer, on one screen.
ExploreOffer Acceptance
Between sanction and disbursement sits the offer: sanction terms presented to the customer, negotiated within policy bounds, and formally accepted with an audit trail. In Fingrid this runs as a stage of the underwriting-to-disbursement journey — terms locked at acceptance are the terms the disbursement module enforces.
Appeal
Declined files can be appealed through a structured re-look: grounds recorded, escalated to a higher credit authority, and decided with full visibility of the original decision. Appeals are governance, not a side door — every overturn is documented and reportable.
Vendor Assignment
Verification, valuation and legal work gets assigned to empanelled vendors automatically — by geography, load and TAT performance — with turnaround tracked per work order. The operational plumbing behind the Verification and Field Credit modules.
See it on your own book.
A working demo on your products, your hierarchy and your workflows — not a slide deck.