Fingrid.ai
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Origination · Underwriting & Rule Engine

Your credit policy, running as executable rules.

Eligibility grids, knockout criteria, deviation matrices and sanction authority — expressed as rules your credit head can read, executed consistently on every file, changed without a code release.

Capabilities

What it does

Policy as rules

Age, income, FOIR, LTV, bureau and geography criteria as readable rule statements.

Knockouts & grids

Hard declines applied instantly; eligibility grids compute amount, rate and tenure bands.

Deviation matrix

Out-of-policy conditions routed to the right approval authority by deviation type and severity.

Sanction authority

Approval limits by role and amount — the system knows who can sanction what.

Decision audit

Every decision stores the rule version, inputs and outcome — explainable to an inspector years later.

Policy versioning

Effective-dated rule changes via Configuration Studio, with maker-checker.

Built around your business

See it on your own book.

A working demo on your products, your hierarchy and your workflows — not a slide deck.