The system of record for every rupee on your book.
After disbursement comes the long game: schedules, repayments, collateral, classification and partner settlement, day after day, correctly. The LMS stack is Fingrid's core — built to reconcile with the GL by construction and with the RBI by design.
Modules
Loan Account Management
The account itself — schedules, balances, statements and lifecycle.
ExploreRepayment Management
Receipts, mandates and the appropriation waterfall.
ExploreCollateral Management
Security, documents and release across the loan's life.
ExplorePortfolio Management
The book as a whole — composition, concentration, vintage.
ExploreNPA & DPD Management
DPD buckets, IRAC classification and provisioning, automated.
ExploreFLDG Management
Default guarantees within the regulatory framework.
ExploreBC & Co-lending Operations
Split books, dual schedules and partner settlement.
ExploreLoan Servicing Operations
Reschedule, restructure, redemption, waiver and write-off.
ExploreService Request Management
Every customer request — statement, foreclosure quote, address change, data-purge under DPDP — runs through one SRM engine with TATs, escalations and full trails. It serves the whole platform and surfaces here because most requests touch the loan account.
Automation & EOD
Interest accrual, DPD movement, classification checks and scheduled postings run as an orchestrated end-of-day sequence — ordered, monitored and re-runnable. Your book opens each morning already correct.
Early Warning System
On the roadmap: behavioural early-warning signals — bounce patterns, partial payments, bureau deterioration — surfacing stress before it becomes DPD.
See it on your own book.
A working demo on your products, your hierarchy and your workflows — not a slide deck.