Fingrid.ai
LMS · Loan Servicing Operations

When the loan’s life changes, the books change correctly.

Reschedule, restructure, redemption, waiver and write-off — the servicing events that alter a loan's terms or existence. Each runs as a governed workflow with the schedule, classification and accounting consequences applied in one motion.

The lifecycle

Five operations, one discipline

Reschedule

Tenure and EMI changes with schedule regeneration and customer consent on record.

Restructure

Restructuring with the classification and provisioning consequences the norms require — applied, not overlooked.

Redemption

Foreclosure and pre-closure with quote generation, charge application per rules, and collateral release triggered.

Waiver

Charge and interest waivers under an authority matrix, with P&L impact posted transparently.

Write-off

Write-off with approvals and full accounting — while collections continue on the written-off book, recoveries posting as income.

OTS handling

One-time settlements negotiated, approved and tracked through to sacrifice accounting.

Built around your business

See it on your own book.

A working demo on your products, your hierarchy and your workflows — not a slide deck.