Lending knowledge, shared openly.

Plain-language explainers on the regulatory frameworks Indian lenders operate under — and how Fingrid implements them.

• IRAC norms: asset classification, NPA marking and provisioning, explained operationally
• RBI digital lending guidelines for LSPs, DSAs and lenders
• Penal charges after the 2024 circular: what changed in practice
• FLDG within the regulatory framework: caps, invocation and accounting

A founder's field notes from three decades around Indian lending — family lending business to DSA operations to building a lending OS. The stories behind the workflows.

• Why every lender's 'standard process' is different, and what that means for software
• The economics of a DSA business, honestly told
• Co-lending partnerships: where they break and why

How lending businesses run on Fingrid — configuration choices, go-live timelines and what changed operationally. Published with customer consent as they go live.

A four-month, build-first program in Coimbatore for engineers and product minds who want to work on real fintech systems — three tracks, one production codebase.

• Full Stack track — Golang and React on production lending systems
• AI & Data track — Python, LLM pipelines and document intelligence
• Product, Design & Marketing track — shipping the product around the code