Fingrid.ai
For collection agencies
Collect OS

The operating system for collection agencies.

Collect OS gives collection agencies the same machinery lenders have — case allocation, tele and field workflows, PTPs, DCRs, deposit reconciliation and per-lender billing — with the conduct discipline that keeps principal relationships healthy.

Multi
Principal lenders
DCR
Written by the system
100%
Deposit reconciliation
What's inside

From allocation file to settled invoice

Case allocation

Allocation files from principal lenders ingested, validated and distributed to teams by bucket and geography.

Tele collection

Calling queues, dispositions and PTP tracking — the TeleCollect engine, agency-side.

Field collection

Route-planned visits with geo evidence, doorstep digital receipts and daily DCRs that write themselves.

Deposit reconciliation

Every rupee collected reconciled to bank deposits, collector-wise, daily — the report principals actually audit.

Conduct guardrails

Calling-hour and contact-frequency discipline built into workflow — protection for the agency and its principals.

Performance analytics

Resolution rates, bucket-wise efficiency and collector productivity per principal.

Agency billing

Commission computed from verified collections per agreement, invoiced with correct GST treatment.

Multi-principal operations

Work for many lenders from one system with each principal's cases and data ring-fenced.

Native to the lender's book

When the principal runs on Fingrid, allocation, receipts and status flow system-to-system — collections post to the lender's loan accounts in real time, and settlement statements agree on both sides by construction.

Built around your business

Give your principals a reason to allocate more.

See Collect OS on your buckets, geographies and principal agreements.