Fingrid.ai
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LMS · Repayment Management

Every receipt, appropriated by the book.

eNACH presentations, UPI collections, field receipts and branch deposits — every rupee received lands on the right account and splits across dues in the configured appropriation order, with bounce handling that starts the follow-up automatically.

Capabilities

What it does

Mandate operations

eNACH registration, presentation cycles, re-presentation and mandate health tracking.

Appropriation waterfall

Receipts split across charges, penal, interest and principal in your configured order — consistently, every time.

Multi-mode receipting

Digital, field and branch receipts on one engine, each with instant customer receipts.

Bounce handling

Returns captured with reasons, bounce charges applied per policy, collection follow-up triggered.

Advance & excess

Advance EMIs and excess amounts held and adjusted per policy, visibly.

Deposit reconciliation

Field and branch collections reconciled against bank deposits — leakage has nowhere to hide.

Built around your business

See it on your own book.

A working demo on your products, your hierarchy and your workflows — not a slide deck.