Default guarantees, inside the regulatory lines.
First-loss default guarantees are now a regulated instrument with hard caps and invocation discipline. Fingrid tracks FLDG arrangements per partner — cover, utilisation, invocation and accounting — so the guarantee that protects the book doesn't itself become a compliance finding.
What it does
Arrangement registry
FLDG agreements per partner with cover form, percentage and portfolio linkage.
Cap monitoring
Guarantee cover tracked against the regulatory ceiling on the underlying portfolio — continuously.
Invocation workflow
Default-triggered invocation with timelines, documentation and partner communication.
Utilisation tracking
Cover consumed vs available, per arrangement, per cohort.
Accounting treatment
Invocations and recoveries posted with the correct GL treatment.
Partner statements
FLDG position statements both sides can agree on.
See it on your own book.
A working demo on your products, your hierarchy and your workflows — not a slide deck.