Co-lending mechanics, automated.
CLM partnerships fail on operations, not intent: split ratios, dual schedules, payment apportionment and month-end reconciliation. Fingrid runs the mechanics — 80/20 splits, dual books and partner settlement — so the partnership scales past the pilot.
What the co-lending configuration bundles
Split origination
Files originated once, exposure split per agreement ratio at disbursement.
Dual schedules
Partner-wise repayment schedules maintained in parallel and kept in sync.
Payment splitting
Every collection apportioned across partners by ratio and appropriation order, automatically.
Settlement & reconciliation
Partner settlement statements and reconciliation that closes months in hours.
FLDG handling
Default-guarantee tracking within regulatory caps, with invocation workflows.
Partner reporting
Each partner sees their share of the book, their way.
See it on your own book.
A working demo on your products, your hierarchy and your workflows — not a slide deck.