Fingrid.ai
Solution · Used Car

Used car finance, valuation-first.

Where the asset's real value is the underwriting question: valuation-led journeys, dealer and refinance flows, and LTV discipline on a depreciating, heterogeneous asset class.

The playbook

What the used-car configuration bundles

Valuation workflow

Vehicle inspection and valuation as a gated step — LTV computed on assessed value, not sticker price.

Dealer & DSA channels

Used-car dealer empanelment alongside DSA sourcing, each with their own payout logic.

Refinance journeys

Loans against owned vehicles with RC verification and hypothecation workflows.

Age & model policy

Rule-engine policies on vehicle age at maturity, model categories and geography.

Repossession-ready

Collections escalating into repossession workflows with proper documentation when it comes to that.

Built around your business

See it on your own book.

A working demo on your products, your hierarchy and your workflows — not a slide deck.