Credit for the businesses that run India.
MSME underwriting is an evidence problem — banking, bureau and GST tell the real story. This configuration assembles that evidence into a CAM your credit committee can decide on, for secured and unsecured programs alike.
What the MSME configuration bundles
Banking analysis
Bank statement ingestion and analysis — cash flows, bounces, concentration — feeding the CAM.
GST-based assessment
Turnover corroboration from GST filings alongside declared financials.
Entity handling
Proprietorships, partnerships, LLPs and companies — with co-applicant and guarantor structures.
Program lending
Template-driven programs with eligibility grids for scale, plus judgmental tracks for larger tickets.
Field verification
Business-premises FI-PD with geo-tagged evidence for the informal-economy reality.
Working capital patterns
EMI, structured and bullet repayment options per program.
See it on your own book.
A working demo on your products, your hierarchy and your workflows — not a slide deck.