Fingrid.ai
Finance · NBFC Compliance Suite

The lender-only layer: treasury to the RBI return.

For regulated lenders, the books must also answer to the regulator — borrowings, asset-liability maturity, prudential returns and expected credit loss. The Compliance Suite builds that layer on the same dimensional GL, so the return agrees with the books because it comes from them.

The suite

Four capabilities, one set of books

Treasury

Borrowings, facilities and repayment obligations tracked with cost-of-funds visibility.

ALM

Asset-liability maturity bucketing from the loan book and borrowing schedules — the structural liquidity view ALCO needs.

Regulatory reporting

Prudential returns — DNBS-family and CRAR computation — assembled from GL and loan-book data rather than rebuilt in Excel.

ECL computation

Ind AS 109 expected credit loss: staging, PD/LGD-based computation and provision reconciliation against IRAC floors.

One principle: returns from the books

Every number in a regulatory return traces to postings in the GL and accounts in the loan book. When the examiner asks, the drill-down exists.

Built around your business

See it on your own book.

A working demo on your products, your hierarchy and your workflows — not a slide deck.